Let's Blog About It

Positive News and Information
October 3rd, 2008 6:31 PM

With all of the negativity in the news and the marketplace, I have decided to dedicate "Oh My Blog" to positive news and information.

If you have any questions or opinions, positive or negative, please feel free to post them here.

 

Best Regards,

Deanne M. Powell

 

Posted by Deanne M. Powell on October 3rd, 2008 6:31 PMPost a Comment (0)

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FHA Change Is Coming!
October 23rd, 2008 11:21 AM

Did you know that the current minimum down payment for a buyer using FHA financing is 3%?  Did you also know that loans originated after January 1, 2009 will require a minimum down payment of 3.5%?  Yes, it's true.  Find your home and get your financing now and save yourself that extra .5%.

Currently FHA is the only program in our declinging market that allows for 97% financing and after January 1, 2009 the max will be 96.5%.

The maximum financing allowed on conventional conforming is now 92%.  Mortgage Insurance companies guidelines are changing frequently and 92% could become 90% or even 85% in no time. 

Don't wait for rates to come down or for that home to be $5k to $10k less.  Get it know before the program you need is eliminated.

 

 

 

Posted by Deanne M. Powell on October 23rd, 2008 11:21 AMPost a Comment (0)

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Kokone Salmon at Lake Tahoe!
October 3rd, 2008 6:34 PM

One of Lake Tahoe's most popular nature shows of the year is off to a promising start.

Thousands of kokanee salmon are swimming up Taylor Creek off the lake's south shore as part of their annual spawning ritual.

U.S. Forest Service officials say while the run doesn't typically peak until mid-October, it's off to a good start. They say as many as 50,000 of the fish may make the journey upstream this year.

Landlocked cousins of the seagoing sockeye salmon, the kokanee were introduced to Lake Tahoe in 1944 by biologists.

They quickly adapted to the alpine environment, joining brown and rainbow trout and mackinaw as Tahoe's most popular game fish.

The run coincides with this weekend's 19th annual Kokanee Salmon Festival at the Forest Service Visitor Center, 3 miles north of South Lake Tahoe on Highway 89.

Posted by Deanne M. Powell on October 3rd, 2008 6:34 PMPost a Comment (0)

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